Understanding the Risks in the OnlyFans Industry
The rise of OnlyFans has created unprecedented financial opportunities for independent content creators. However, with the rapid growth of the platform, scams, predatory contracts, and fraudulent business deals targeting creators have become increasingly common.

From shady management companies to agencies demanding extreme revenue cuts, many OnlyFans creators unknowingly sign contracts that strip them of their rights, earnings, and control over their own accounts. If you are an OnlyFans creator, understanding these scams is crucial to protecting your business and financial future.

1. The "Guaranteed Earnings Increase" Scam
One of the biggest scams in the OnlyFans industry involves agencies and managers promising to dramatically increase your revenue in exchange for signing an exclusive contract. While some legitimate managers can help optimize content and marketing strategies, no one can guarantee earnings growth—and many agencies make false promises to trap creators in long-term, exploitative agreements.

How the Scam Works

• A manager or agency reaches out, claiming they can double or triple your income through their “exclusive services.”
  
• They pressure you to sign quickly, discouraging legal review.
  
• Once you sign, they take a significant percentage (40-50%) while providing minimal real services.
  

How to Protect Yourself
✔ Be wary of earnings guarantees. Revenue depends on engagement, content quality, and platform algorithms—no agency can guarantee results.
✔ Verify their claims. A legitimate management company should be able to provide evidence of past success with other creators.
✔ Set a fair percentage. The industry standard for legitimate managers is 10-20% of net profits, not gross revenue.

2. The "We Need Full Access to Your OnlyFans Account" Scam
Some management agencies claim they need full login credentials to an OnlyFans account in order to "help with content management and fan engagement." In reality, this often results in the creator losing control of their own account and, in some cases, their entire business.

How the Scam Works

• The agency insists they cannot properly manage your page unless they have full access.
  
• Once granted, they change the password, effectively locking you out.
  
• If you try to leave, they demand a large buyout fee or refuse to return access.
  

How to Protect Yourself
✔ Never give full account access. OnlyFans offers a “Manager Permissions” feature, allowing teams to assist with operations without controlling the account.
✔ Ensure ownership rights are stated in writing. Your contract should specify that you retain full control over your OnlyFans account at all times.
✔ Link a backup email. Always have a secondary email associated with your account to prevent unauthorized changes.

3. The "You Can’t Quit" Contract Scam
Many OnlyFans creators sign agreements without realizing they contain auto-renewal clauses or extreme termination fees, making it difficult or financially impossible to leave. Some agencies use legal threats to intimidate creators into staying, even if the relationship is no longer beneficial.

How the Scam Works

• The contract includes an automatic renewal clause that locks the creator in unless they cancel within a specific window (e.g., 90 days before the term ends).
  
• If the creator wants to exit, the agency requires a high buyout fee ($50,000 or more).
  
• Some companies threaten lawsuits if a creator attempts to leave without fulfilling the contract term.
  

How to Protect Yourself
✔ Reject auto-renewals. A fair contract should require mutual agreement to extend rather than automatic renewal.
✔ Ensure reasonable termination terms. A 30-60 day notice should be sufficient to exit the agreement.
✔ Have a lawyer review all contracts before signing. Many of these predatory clauses are hidden in fine print.

4. The "Hidden Fees and Revenue Manipulation" Scam
Some management companies and agencies misrepresent their payment structures, telling creators they take a small percentage while deducting additional fees behind the scenes.

How the Scam Works

• The agency states their commission is 20%, but they also deduct marketing fees, ad spend, and administrative costs before paying the creator.
  
• The creator later finds that their actual earnings are much lower than expected.
  
• Some contracts do not clearly define expenses, giving the agency discretion to deduct whatever they want.
  

How to Protect Yourself
✔ Request a breakdown of all expenses. Any fees beyond the agreed commission should be clearly outlined.
✔ Demand financial transparency. The contract should state that the agency must provide monthly earnings reports to creators.
✔ Keep control over payments. Ideally, you should receive payments directly from OnlyFans and pay managers separately—not allow an agency to collect your revenue first.

OnlyFans creators must be especially diligent when entering into contracts with management agencies. Predatory agreements can result in lost revenue, loss of account access, and years of financial and legal entanglements.

Key Takeaways:
✔ Always retain ownership of your OnlyFans account and content.
✔ Avoid extreme revenue splits—standard rates range from 10-20% of net profits.
✔ Reject contracts with excessive exit fees or automatic renewals.
✔ Never sign a contract without legal review.